Affordable housing mortgage programs for low- and moderate-income families

Low Interest Rates

Local Underwriting

Prompt Loan Decisions

Affordable Monthly Payments

Fixed Rate Mortgage Programs

First Time Homebuyers Training Programs

Financing up to 99% Loan to Value with Government Subsidy

Down Payment and Closing Cost Assistance

Gibraltar Bank's joint partnership with local Community Development Corporations (CDCs) provides:

Services to promote economic development in the Miami-Dade County area.

Loans through the NLPSF Consortium.

Loans through the Community Reinvestment Group (CRG, LC).

Direct Subsidy for Affordable Housing Projects (AHP) grants from the Federal Home Loan Bank of Atlanta.

Additional financial assistance through the First Time Homebuyers Program.

Closing costs and down payment assistance through Federal Home Loan Bank.

Technical assistance on financial matters to non-profit organizations.

Seminars on preparing for homeownership.

Gibraltar Bank's Community Involvement and Memberships:

Board Member of Little Haiti Housing Association

Board Member of the Miami Supportive Housing Corp.

Host Committee Member of Camillus House

Managing Partner of the CRG, LLC (Community Reinvestment Group Consortium)

Board Member of HOPE, Inc. (Housing Opportunities for Excellence)

Host Committee Member for Carrfour Supportive Housing

Member of the City of Miami Beach Committee on the Homeless

Member of the City of South Miami Affordable Housing Advisory Committee

Board Member of NANAY Housing Resource Center

Board Member of NLPSF Consortium (Neighborhood Lending Partners)

Active Member of the South Florida Miami Hispanic Chamber of Commerce

Member of the Steering Committee of the Grand Prix of the Americas Foundation

Board Member of the LAC for Greater Miami LISC (Local Initiative Support Corp)

Housing Authority of the City of Miami Beach Family Self Sufficiency Advisory Board

Member of the Broward Housing & Community Development Task Force