Click here to view the Gibraltar Bank Web Site Security Statement

OVERVIEW
Welcome to Gibraltar Bank's web site. This section addresses our policy regarding any personal information you might supply to us when you visit this site. Your personal privacy is important to us. At Gibraltar Bank we recognize that whether you are an existing customer or are considering a relationship with us, you have an interest in how we collect, retain, and use information about you and your business relationship with us. The way we do this is outlined in the Customer Privacy Bill of Rights below.

CUSTOMER PRIVACY BILL OF RIGHTS
Respect of Right of Privacy
Embedded in our culture is a tradition of protecting your confidential information. Our goal is to protect your information the same way that you are accustomed to receiving through more traditional bank delivery channels.

Collection and Use of Personal Information
This is our privacy notice for our customers. When we use the words "you" and "your" we mean the following types of customers:

All of our consumer customers who have a continuing relationship with us, such as:
	Deposit account
	Loan account
	Credit card
	Safe deposit box
	Self-directed Individual Retirement Account where we act as custodian or trustee
	Financial, investment, or economic advisory services (for a fee)
	Home mortgage brokerage
	Trust department
	All IRA accounts for which we act as custodian

We will tell you the sources for nonpublic personal information we collect on our customers. We will tell you what measures we take to secure that information.

We first define some terms.

Gibraltar Bank records certain documents relative to its transactions with customers. Once recorded, this information is available to third parties, including those who desire to use it for their solicitation of business. Gibraltar Bank does not endorse such solicitations and is in no way associated with those third parties who initiate such solicitations.

We, our, and us mean Gibraltar Bank.

Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.

An affiliate is a company we own or control, a company that owns or controls us, and a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.

A nonaffiliated third party is a company that is not an affiliate of ours.

We collect nonpublic personal information about you from the following sources:
	Information we receive from you on applications or other forms
	Information about your transactions with us
	Information about your transactions with nonaffiliated third parties
	Information from a consumer reporting agency

We do not disclose any nonpublic personal information about you to anyone, except as authorized by law.

The Confidentiality, Security and Integrity of Your Nonpublic Personal Information
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

Nonpublic Personal Information and Nonaffiliated Third Parties
Since we value our customer relationship with you, we will not disclose your nonpublic personal information to nonaffiliated third parties, except as permitted by law.

Nonpublic Personal Information and Former Customers
We do not disclose nonpublic personal information about former customers.

With Third Parties
Gibraltar Bank is highly selective in choosing vendors and service companies that assist us in the delivery of our products and services. When we enter into these relationships, we require them to adhere to strict standards regarding the security and confidentiality of customer information. They cannot release or use your information for their own purposes, or sell or release your information to any other third party.

You should also be aware that there may be occasions where we are legally required to disclose information about you, such as in response to a subpoena, to prevent fraud, or to comply with a legally permitted inquiry by a governmental agency or federal regulator.

Security Standards
We have established and continually maintain security standards and procedures to help us protect you from unauthorized access to confidential information about you, including through the Internet.

In order to provide better service or to address security hazards, we will occasionally use a "cookie." A cookie is a small piece of information, which a Web site stores on your Web browser on your PC and can later be retrieved. The cookie cannot be read by a Web site other than the one that set the cookie. We use cookies for a number of administrative purposes; for example, when a browser stores your password to a particular site so that you do not have to input it every time you visit. Cookies are also used to store preferences you express for information that is then aggregated and presented to you.

Accuracy and Right to Correct
Your Account Information
We continually strive to maintain complete and accurate information about you and your accounts. Should you ever believe that our records contain inaccurate or incomplete information about you, please notify us at Gibraltar Bank, 220 Alhambra Circle, Fifth Floor, Coral Gables, Florida 33134. We will investigate your concerns and correct any inaccuracies.

Information Reported to Consumer Reporting Agencies
Under the Fair Credit Reporting Act you have the right to notify us if you believe we have reported inaccurate information about your account to any Consumer Reporting Agency. Such notices should be sent in writing to the above address and include your complete name, current address, social security number, telephone number, account number, type of account, specific item of dispute and the reason why you believe the information reported is in error.